Medical malpractice insurance is essential for healthcare professionals who provide medical care or ancillary services to patients, human and animal. It offers protection from claims that may arise as a result of the services you provide where there could be a risk of injury, illness, or death. This could be a claim made for misdiagnosis, negligence or harm.
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Having Medical Malpractice Insurance in place offers you protection for damages or claims expenses that you may be liable for if a claim is brought against you.
o Professional Indemnity – financial loss incurred by a third party due to a negligent act, error or omission on your behalf during the provision of professional services.
o Public Liability – this gives cover in relation to any bodily injury and/or property damage caused by an accident in connection with your business (optional).
o Loss of documents – (destruction, damage or loss) owned or are entrusted to you.
o Breach of professional confidentiality – during your business.
o Libel and slander – committed without malice in the conduct of your business.
o Inquest costs – in respect of unexpected deaths which may give rise to a claim.
o And much more